The holidays are coming but thanks to the financial crisis the attitude in the majority of households is not as festive as it used to be. People tend to spend more during the festive season, but this year it’s definitely the family budged which comes first. To have a good holiday time and keep your spendings within the limits here are some useful tips to follow:- When you want to impress your special ones you can be generous without spending excessive amount of money. We all know that expensive gifts are great, but only when they are right. Imagine giving away a few hundred dollars for something that your family member or loved one won’t like. It would be much better if you’d made something on your own. Handcrafted gifts may look not as classy but they sure express your feelings and love way better than a cold fabricated gift with a heavy price tag. See what you can make with your own hands: it can be anything from handcrafted purses and mittens to home-made candy. Remember that holidays are all about the festive and loving atmosphere in the house and if you are able to create such an atmosphere your Christmas will be just great regardless of how much money you spend.- Another way to keep your holiday expenditures within the budget and make the recipient happy is gift cards. They help you stay within limits and give you a great degree of flexibility. The recipient will be able to use the gift card for getting what he/she really wants and save you time on thinking about the present. Besides, many online stores provide great offers and incentives on gift cards during the holiday seasons, which mean you’ll be able to provide your special one with a more expensive gift for less money. Make sure to check with online stores you have bought from before – some of them may provide bonus values to constant clients. Don’t hesitate about taking advantage of these offers!- If you’re spending your holidays at home, which will save you a lot of money on traveling, there are also some useful tips on minimizing your bills during the season. Keep your holiday lights on only when it’s needed, no one will watch them when your family is sleeping, but leaving them on will result in a considerable surplus in your bills. If using electric heaters, it’s wise to keep only a couple of rooms heated instead of the whole house. In case you have a fireplace it is a great alternative to electric heaters but make sure it’s functioning properly and don’t leave the fire when no one is around.- Maybe it’s not the most popular option, but you can also consider getting a payday loan. Some extra hundreds of dollars will sure make a good addition to your festive season, and you can pay it off from your next paycheck. A good solution when you need a little extra cash.
Can the Education Nation Movement Finally Reveal the Truth About Card Debt and the Federal Reserve?
If the new Education Nation movement truly succeeds in getting qualified teachers to show people how credit card debt and the Federal Reserve operate then the national debt will begin to dry up, the economy will flourish and newly produced student scientists and inventors can actually start solving Earths’ problems. If they fail, it could mark the end of our Constitution and our nation as we know it.Some inquisitive Americans are finally waking up to the fact that education is the key to preventing man-made catastrophes such as the present depression we are experiencing which produces a domino effect knocking citizens down one by one as their wealth and dignity are stripped by the rich.While the Nation waits for an “educational bailout” which will be controlled by the banking lobbyists telling congressional members which way to vote, you might want to pick up your domino and remove yourself immediately from a life of debt slavery by gaining a financial education light years ahead of the pack.If you are a teacher, you will probably see the question “do you know how the Federal Reserve and card debt work” on a qualification test. If you answer “yes” you will not qualify, be sent to the unemployment lines wearing a dunce cap, so intentionally miss this question or avoid this knowledge altogether.Now that you have some pros and cons of financial education you’ll have the choice of entering a true age of Enlightenment or you can sit back and wait for the next bailout flying under the education banner to pass billions of dollars up the line with millions in bonuses handed out as usual to those who succeed in getting your money and still suppressing your knowledge!If you’re ready to search America’s historical knowledge base then Google “the gig is up – money the Federal Reserve and you” before the education bailout top guns force these little pieces of history into oblivion. Be warned your life will never be the same after seeing the gig!Now that you are educated about the Federal Reserve and plastic money it’s time to cut the umbilical cord to free yourself from the bonds of financial slavery. You’ll find the scalpel you need by searching “FTC debt video” which is a government cartoon version of a 1966 law stating what proof of a debt really means. No proof means nothing owed and you’re free to go!Debt collectors are simply telemarketers trying to coerce money from you. They can never prove you owe a penny over the phone and written collection notices are your opportunity to demand legal proof that you owe anyone anything. Use the search term “MSN money – debt collector bullies at it again” to see proof that 95% of collectors have absolutely nothing in the way of proof!If the Education Nation fails to reveal the truth about debt and the Federal Reserve, at least you know how to rid yourself of it, shrink the banking cartels and remove their power. It’s up to every individual to keep our constitutional rights of freedom and the rule of law even if public education fails.
The Advantages of Starting Your Own Online Business
Making money online is not limited to signing up with a trustworthy company or having online jobs. You can also make money online by putting up your own business. Since the internet opens up to a wide range of information and a vast number of users, some people see this as an opportunity to make money online. It has become the most popular medium to transact business and make money, if they are willing to put an effort in it.Starting a business and making money online doesn’t require you to spend a lot of money. You don’t need to rent a place for your business and there’s no need for you to hire employees. This is why you only need a few hundred dollars to start the business. The only things that you have to pay for are the internet bill and some other small costs.The traditional business, on the other hand, needs a huge amount of investment. If you ran short of cash, you need to procure a loan from the bank. After your loan is released, that is the only time that you could start your own business. You have to rent for your office space and pay the daily operations of your business which includes electricity, maintenance, employees etc.A successful traditional business depends on good marketing strategy to obtain a good number of customers in your area. Whereas in online business, it is easier to promote your products through online advertisements that could reach throughout the world and not only in your locality, thus it is easier for you to make money online at a short period of time.Running a traditional business requires you to hire a large number of employees to facilitate the daily operations of your business and give them benefit and insurance. While in an online business, you only have to hire a few people to assist you in your business without the need of paying their insurance and benefits. You will be able to save a lot of money while still making money online.During the economic recession, traditional businesses are closing or cutting their costs by laying-off their employees. In online based businesses, though the business is affected by economic recession, there’s a chance that you succeed in your business and still make money online because you don’t have to lay-off your employees since they are only few.Starting a business and making money online is better than a traditional business. Aside from the low cost of starting the business, it’s easier for you to make money online because you reach out to a diverse range of people throughout the world who uses the internet. It is also faster to make money online because you are exposed not only to your locality but around the world. So why not try and start an online business? This could make you richer while enjoying the comfort of your homes and be the boss!